💰 The Murtaza Saving Method

🔥what is the Murtazza Method?

The Murtazza Method is a simple yet powerful savings challenge that turns the daunting goal of saving thousands of dollars into a motivating and achievable journey. Unlike traditional saving where you start small and gradually increase, this method flips the script:

  • You start by saving $100 on Day 1

  • Then reduce your daily savings by $1 each day

  • End on Day 100 saving just $1

This reverse saving approach leverages early momentum when your motivation is highest, easing the burden as time goes on, making saving feel natural and less overwhelming.

Donate to yourself!

💡 Why the Murtazza Method Works So Well

  • Early Momentum: Saving $100 right away makes a big impact and boosts motivation.

  • Decreasing Stress: Each day’s amount gets easier, helping you stay consistent without burnout.

  • Visual Motivation: Seeing the cumulative savings grow quickly keeps you inspired.

  • Flexibility: You can adapt the timeframe or amounts to fit your budget.

  • Clear Goal: You know exactly where you’re headed with a solid $5,050 target.

📋 How to Use It

  • Track Your Progress: Use a printable tracker or spreadsheet to mark off daily savings.

  • Save Physically or Digitally: Cash in envelopes, a jar, or digital transfers to a savings account.

  • Adjust as Needed: Do the challenge weekly instead of daily, or halve the amounts if necessary.

  • Celebrate Milestones: Recognize the halfway point, 75%, and final completion to keep motivated.

Ready to Start?

You’ve got everything you need — motivation, method, and measurable results. Use the Murtazza Method to take control of your finances and build a solid savings habit today!